# Off Market Haven

> Exclusive International Off-Market Real Estate for the Smarter Buyer


## Posts

- [You May Have Enough Equity To Downsize and Buy Your Next House in Cash](https://offmarkethaven.com/you-may-have-enough-equity-to-downsize-and-buy-your-next-house-in-cash/): Some Highlights Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment. To find out how much equity you have in your current house, connect with a local agent. Because it may be enough to fuel your move.
- [Your House Didn’t Sell. Here’s What To Do Now.](https://offmarkethaven.com/your-house-didnt-sell-heres-what-to-do-now/): When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed. And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale […]
- [Is Inventory Getting Back To Normal?](https://offmarkethaven.com/is-inventory-getting-back-to-normal/): After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise. Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect. Significant Growth Across the Nation Nationally, the number of homes for sale is rising – and that’s true […]
- [The Five-Year Rule for Home Price Perspective](https://offmarkethaven.com/the-five-year-rule-for-home-price-perspective/): Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home values almost always go up over time (see graph below): While everyone remembers what happened around the housing crash of 2008, that was the exception – not the rule. It hadn’t happened before, and hasn’t since. There were many market dynamics that were drastically different […]
- [Buying Your First Home? FHA Loans Can Help](https://offmarkethaven.com/buying-your-first-home-fha-loans-can-help/): If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase. Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan […]
- [The Big Difference Between a Homeowner’s and a Renter’s Net Worth](https://offmarkethaven.com/the-big-difference-between-a-homeowners-and-a-renters-net-worth/): Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, connect with a local agent.​
- [The Rooms That Matter Most When You Sell](https://offmarkethaven.com/the-rooms-that-matter-most-when-you-sell/): Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. And proper staging can be a great way to do just that. What Is Home Staging? It’s not about making your house look super trendy or like it belongs in a magazine. It’s about helping it feel welcoming and move-in ready, so it’s easy for buyers to picture themselves living there. It’s important to understand there’s a range when it comes to staging. It can include everything from simple tweaks to more […]
- [Understanding Today’s Mortgage Rates: Is 3% Coming Back?](https://offmarkethaven.com/understanding-todays-mortgage-rates-is-3-coming-back/): A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations. Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic […]
- [Why Buying Real Estate Is Still the Best Long-Term Investment](https://offmarkethaven.com/why-buying-real-estate-is-still-the-best-long-term-investment/): Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now? But here’s one thing that doesn’t get enough airtime. Real estate has always been about the long game. And when you look at the big picture, not just the latest clickbait headlines, it’s easy to see why so many people say it’s still the best investment you […]
- [Newly Built Homes May Be Less Expensive Than You Think](https://offmarkethaven.com/newly-built-homes-may-be-less-expensive-than-you-think/): Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in): You read that right. That brand new, never-been-lived-in house may cost less than the one built 20 years ago in a neighborhood just down the street. So, if you wrote off a new build because you assumed they’d be financially out of […]
- [Home Projects That Add the Most Value](https://offmarkethaven.com/home-projects-that-add-the-most-value/): Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ​Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.  Connect with a local agent so you know which projects are actually worthwhile.​
- [Is It Better To Rent or Buy a Home?](https://offmarkethaven.com/is-it-better-to-rent-or-buy-a-home/): You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You should only buy a home when you’re ready and able to do it, and if the timing is right for you. But here’s the thing you need to know about renting. While it may feel like a safer bet today – and […]
- [The Secret To Selling Your House in Today’s Market](https://offmarkethaven.com/the-secret-to-selling-your-house-in-todays-market/): A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door. But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer. And more sellers are having to cut their prices. So, how do you still come out on top? It all starts with one thing, pricing your house right from the start. Today, that matters more than ever – and it can make […]
- [Many Veterans Don’t Know about This VA Home Loan Benefit](https://offmarkethaven.com/many-veterans-dont-know-about-this-va-home-loan-benefit/): For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home. But even though a lot of Veterans have access to this powerful program, the majority don’t know about one of its core benefits. According to a report from Veterans United only 3 in 10 Veterans are aware they may be able to buy a home with no down payment with a VA loan (see visual below): That means 7 out of every 10 Veterans could be missing out on a key homebuying advantage. That’s why it’s so important for Veterans, and anyone who cares about […]
- [Common Real Estate Terms Explained](https://offmarkethaven.com/common-real-estate-terms-explained/): If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life.  The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to know these basic terms will help you feel a lot more confident throughout the process. Terms Every Homebuyer Should Know Once you’re familiar with this terminology, you’ll have a better understanding of important details – from contracts to negotiations. So, when those big conversations happen, […]
- [Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row](https://offmarkethaven.com/real-estate-is-voted-the-best-long-term-investment-12-years-in-a-row/): Some Highlights In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.
- [Navigating Today’s Market](https://offmarkethaven.com/navigating-todays-market/): Wondering how to make sense of today’s housing market? You’re not alone. A lot of people are asking what’s ahead for inventory, prices, the economy, and more. You deserve answers — and that’s where your trusted local REMAX® agent comes in.
- [Thinking about an Adjustable-Rate Mortgage? Read This First.](https://offmarkethaven.com/thinking-about-an-adjustable-rate-mortgage-read-this-first/): If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs). If you remember the crash in 2008, this may bring up some concerns. But don’t worry. Today’s ARMs aren’t the same. Here’s why. Back then, some buyers were given loans they couldn’t afford after the rates adjusted. But now, lenders are more cautious, and they evaluate whether you could still […]
- [Weekend Projects To Boost the Value of Your Home](https://offmarkethaven.com/weekend-projects-to-boost-the-value-of-your-home/): With the cost of just about everything going up these days — groceries, gas and utilities — you might be feeling like now just isn’t the time to take on any home projects. But remember, you don’t need to tackle a full-on renovation to make a big impact. And if you don’t know where to start or what’s worth doing, lean on your trusted REMAX® agent for advice before you get your projects started. Sometimes, small weekend projects still pack a big punch. Here are a few examples of smart, budget-friendly updates you can do in just a few days […]
- [What Happens to the Housing Market When the Economy Slows Down?](https://offmarkethaven.com/what-happens-to-the-housing-market-when-the-economy-slows-down/): There’s a lot of noise out there about what an economic slowdown could mean for the housing market. And if it leaves you feeling a little uneasy, you’re not alone. But here’s the thing. If you’re worried about what a potential recession could mean for the value of your home, or your homebuying power, your trusted REMAX® agent is here to help set the record straight. You don’t have to fear the market when you understand what the data actually shows. A Recession Doesn’t Automatically Mean Home Prices Will Fall It’s easy to assume that if the economy slows down, […]
- [Why Now Could Be the Sweet Spot for Sellers](https://offmarkethaven.com/why-now-could-be-the-sweet-spot-for-sellers/): Over the past year, a lot of people put their moving plans on hold. Affordability weakened, and it was harder to find a home in budget, especially when inventory was so low. But things are shifting in a big way. Today, a rare balance is emerging — more choices when you buy, but still strong conditions when you sell. If you stepped back from your plans last year, your trusted REMAX® agent wants you to know: the door is opening again. The only question is, will you walk through it before it closes? Inventory Is Up — And That Changes […]
- [What Waiting To Buy Could Cost You](https://offmarkethaven.com/what-waiting-to-buy-could-cost-you/): A lot of people want to buy a home, but they feel stuck in “wait and see” mode. Maybe you’re one of them. You’re holding your breath, hoping prices will fall or rates will come back down. But while you’re waiting, the market is moving — without you. The reality is, trying to time the market rarely works. The longer you sit on the sidelines, the harder it may get to jump in later. That’s why your trusted REMAX® agent is here to share a simple but powerful truth: Time in the Market Beats Timing the Market. Prices May Continue […]
- [More Homes for Sale Isn’t a Warning Sign – It's Your Buying Opportunity](https://offmarkethaven.com/more-homes-for-sale-isnt-a-warning-sign-its-your-buying-opportunity/): Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of the market returning to a more stable, healthy place. What’s Going on With Inventory? Based on the latest data from Realtor.com, inventory just hit its highest point since 2020, shown with the white line in the graph below. But what you need to realize is, […]
- [What Buyers Need To Know About Homeowners Association Fees](https://offmarkethaven.com/what-buyers-need-to-know-about-homeowners-association-fees/): When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is basically an organization that oversees a housing community (including shared spaces) and sets and enforces rules for things like upkeep. Some buyers love the perks that come with an HOA, others may see the fees as an extra expense. The key is knowing what they […]
- [You Could Use Some of Your Equity To Give Your Children the Gift of Home](https://offmarkethaven.com/you-could-use-some-of-your-equity-to-give-your-children-the-gift-of-home/): If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life. Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a home in today’s market. Even if they have a stable job and a solid plan, buying can still feel out of reach. But that’s where your equity could make all the difference. To give you an idea, the average homeowner with a mortgage has $311,000 […]
- [Housing Market Forecasts for the Second Half of 2025](https://offmarkethaven.com/housing-market-forecasts-for-the-second-half-of-2025/): Some Highlights Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you. Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate. Want to know what this could mean for your plans? Connect with a local agent and talk through it together.
- [Why Would I Move with a 3% Mortgage Rate?](https://offmarkethaven.com/why-would-i-move-with-a-3-mortgage-rate/): If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?” But when you ask that question, you may be putting your needs on the back burner without realizing it. Most people don’t move because of their mortgage rate. They move because they want or need to. So, let’s flip the script and ask this instead:  What are the chances you’ll still be in your current house 5 years from now? Think […]
- [Don’t Let Student Loans Hold You Back from Homeownership](https://offmarkethaven.com/dont-let-student-loans-hold-you-back-from-homeownership/): Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could still qualify for a home loan even with that debt? Having questions like these is normal, especially when you’re thinking about making such a big purchase. But you should know, you may be putting your homeownership goals on the backburner unnecessarily. Can You […]
- [Why Buyers Are More Likely To Get Concessions Right Now](https://offmarkethaven.com/why-buyers-are-more-likely-to-get-concessions-right-now/): Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more. In the industry, it’s called a concession or an incentive. What Are Concessions and Incentives? When a seller or builder gives you something extra to help with your purchase, that’s called either a concession or an incentive.  A concession is something a seller gives up or agrees to in order to reach a compromise and close a deal.  An incentive, on the other hand, is a benefit a builder or seller advertises […]
- [Home Projects That Boost Value](https://offmarkethaven.com/home-projects-that-boost-value/): Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on. Your time, energy, and money matter – and not all upgrades offer the payoff you might expect. As U.S. News Real Estate explains: “. . . not every home renovation project will increase the resale value of a home. Before you invest in a swimming pool or new addition, you should consider whether the project will pay itself off by getting prospective buyers in the door when it’s time to sell.“ That’s why, before you pick up a power tool […]
- [Why You’ll Want a Home Inspection](https://offmarkethaven.com/why-youll-want-a-home-inspection/): Some Highlights Once your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more.That information is incredibly important and paves the way for you to re-negotiate with the seller, as needed. So, you don’t want to skip this step.An inspection is your chance to avoid costly headaches and get peace of mind. Connect with an agent to talk about other ways to make your offer stand out.
- [Housing Market Forecasts for the Second Half of the Year](https://offmarkethaven.com/housing-market-forecasts-for-the-second-half-of-the-year/): From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts. Leading housing experts are starting to release their projections for the rest of the year. These insights will give you clarity – and a little more optimism than you might expect. Business Insider sums up the forecasts (and why they’re good news for you): “As mortgage rates go down this year, […]
- [Why Some Homes Sell Faster Than Others](https://offmarkethaven.com/why-some-homes-sell-faster-than-others/): As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says: “. . . today’s housing market has been topsy-turvy since the pandemic. Low inventory (though rising) and high prices have created a strange mix: Some homes are flying off the market, while others sit for weeks.” That may leave you wondering what you should expect when you sell. Let’s break it down and give you some actionable tips on how to make sure your house is one that sells quickly. Homes Are Still […]
- [Stocks May Be Volatile, but Home Values Aren’t](https://offmarkethaven.com/stocks-may-be-volatile-but-home-values-arent/): With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you’ve been watching your 401(k) or investments lately, chances are you’ve felt that pit in your stomach. One day it’s up. The next day, it’s not. And that may make you feel a little worried about your finances. But here’s the thing you need to remember if you’re a homeowner. According to Investopedia: “Traditionally, stocks have been far more volatile than real estate. That’s not to say that real estate prices aren’t ever volatile—the years around the 2007 to 2008 financial […]
- [The 20% Down Payment Myth, Debunked](https://offmarkethaven.com/the-20-down-payment-myth-debunked/): Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock. But that’s actually a common misconception. Here’s the truth. Do You Really Have To Put 20% Down When You Buy a Home? Unless your specific loan type or lender requires it, odds are you won’t have to put 20% down. There are loan options out there designed to help first-time buyers like you get in the door with a much smaller down payment. For example, FHA […]
- [Your Home Equity Could Make Moving Possible](https://offmarkethaven.com/your-home-equity-could-make-moving-possible/): Some Highlights Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash. If you want to find out how much equity you have, connect with an agent. Because it may make a move a lot more feasible than you’d think.​
- [What an Economic Slowdown Could Mean for the Housing Market](https://offmarkethaven.com/what-an-economic-slowdown-could-mean-for-the-housing-market/): Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power. Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you. A Recession Doesn’t Mean Home Prices Will Fall Many people think that if a recession hits, home prices will fall like they did in 2008. But that was […]
- [A Tale of Two Housing Markets](https://offmarkethaven.com/a-tale-of-two-housing-markets/): For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more breathing room. In other words, it’s a tale of two markets, and knowing which one you’re in makes a huge difference when you move. What Is a Buyer’s Market vs. a Seller’s Market? In a buyer’s market, there are a lot of homes for sale, […]
- [Why Today’s Foreclosure Numbers Aren’t a Warning Sign](https://offmarkethaven.com/why-todays-foreclosure-numbers-arent-a-warning-sign/): When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you. If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash. This Isn’t Like 2008 While it’s true that foreclosure filings […]
- [Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again](https://offmarkethaven.com/paused-your-moving-plans-heres-why-its-time-to-hit-play-again/): It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great. Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not sure where you’re going to go? But here’s the thing: the market’s shifting. And it might be time to hit play again. The Inventory Sweet Spot More homeowners are jumping back into their search […]
- [You Finally Have More Options for Your Move](https://offmarkethaven.com/you-finally-have-more-options-for-your-move/): Some Highlights If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ​There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month.With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.​
- [Should I Buy a Home Now or Wait?](https://offmarkethaven.com/should-i-buy-a-home-now-or-wait/): At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.” That’s because homeownership is about the long game – and home prices typically rise over time. So, while you may be holding out for prices to fall or rates to improve, you should know that trying to time the market rarely works. Here’s what most buyers don’t always think about: the longer you wait, the more buying could cost you. And you deserve to understand why. Forecasts Say Prices Will Keep Climbing Each quarter, over 100 […]
- [What’s Your House Worth Now? The Answer May Surprise You](https://offmarkethaven.com/whats-your-house-worth-now-the-answer-may-surprise-you/): Let’s talk about something you might not check nearly as often as your bank account – and that’s how much your home is worth. But when it comes to your financial situation, it’s an important thing to remember. When’s the last time you had a professional show you the value of your home? Think about it. For most people, your house is probably the biggest asset you have. And if you’ve owned your home for a few years (or longer), chances are it’s been quietly building wealth for you in the background. And honestly? You might be surprised by just […]
- [What You Can Do When Mortgage Rates Are a Moving Target](https://offmarkethaven.com/what-you-can-do-when-mortgage-rates-are-a-moving-target/): Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home. Take a look at the graph below. It uses data from Mortgage News Daily to show that after a relatively stable month of March, mortgage rates have been on a bit of a roller coaster ride in April: This kind of up-and-down volatility is expected when economic changes are happening. And that’s one of the […]
- [Don’t Miss This Prime Spring Window To Sell Your House](https://offmarkethaven.com/dont-miss-this-prime-spring-window-to-sell-your-house/): According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why. That’s just one source’s take, based on their own research. Other organizations run similar studies. And since different places use different methodologies for their research, sometimes the results vary too – and that’s actually good news for you. According to Zillow, the best time to list your house is still ahead. The latest research from Zillow says sellers who list their […]
- [If the Asking Price Isn’t Compelling, It’s Not Selling](https://offmarkethaven.com/if-the-asking-price-isnt-compelling-its-not-selling/): Some Highlights Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.​Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation.The best way to avoid this mistake? Connect with an agent to make sure your house is priced to pull people in, not push them away.
- [Pre-Approval Isn’t Commitment – It’s Clarity](https://offmarkethaven.com/pre-approval-isnt-commitment-its-clarity/): If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer. The best time to get serious about buying is before you’re ready to buy. Here’s why. Pre-Approval Helps You Understand Your Numbers One of the biggest benefits of pre-approval is how it helps you understand your buying power. As part of the pre-approval process, a lender will walk through your finances […]
- [Do You Think the Housing Market’s About To Crash? Read This First](https://offmarkethaven.com/do-you-think-the-housing-markets-about-to-crash-read-this-first/): Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?” If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from Clever Real Estate, 70% of Americans are worried about a housing crash in 2025. But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn’t about to crash – it’s just shifting. And that shift […]
- [Are You Saving Up To Buy a Home? Your Tax Refund Can Help](https://offmarkethaven.com/are-you-saving-up-to-buy-a-home-your-tax-refund-can-help/): You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours. What you might not realize is that your tax return could give you a little extra cash to help you get there sooner. As Freddie Mac notes: “ . . . your tax refund from the IRS can be a useful supplement to your homebuying budget.”  So, if you’re getting a tax refund this year, you can use it to help you pay for some of the upfront costs that come with buying a home, like the down […]
- [4 Ways To Make an Offer That Stands Out This Spring](https://offmarkethaven.com/4-ways-to-make-an-offer-that-stands-out-this-spring/): Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up. If you’re serious about landing a home you’ll love, you need more than just a wish list. You need a smart strategy – and that starts with working with a great agent who can help you put together a strong offer. Here are some top tips your agent will share with you that are helping buyers stand out (and win) in today’s market. 1. Don’t Lowball on Price It’s tempting to start with a super low offer in an attempt […]
- [A Recession Doesn’t Mean a Housing Crisis](https://offmarkethaven.com/a-recession-doesnt-mean-a-housing-crisis/): Some Highlights There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us.While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall. If you have questions about buying or selling a home in today’s market, connect with a real estate agent.
- [Why You Don't Want To Skip Your Home Inspection](https://offmarkethaven.com/why-you-dont-want-to-skip-your-home-inspection/): When you finally find the home you want to buy, it’s easy to get caught up in the excitement. You’ve toured the place, imagined your furniture in it, maybe even pictured your morning coffee on the porch. The last thing you want is to slow down the process with more steps or lose out to another buyer’s offer because they skipped their inspection. But here’s the thing. Buying a home is one of the biggest financial decisions you’ll ever make. And no matter how perfect that house seems, skipping a home inspection is a risk that could cost you a […]
- [Does Your Current Home Fit Your Retirement Plans?](https://offmarkethaven.com/does-your-current-home-fit-your-retirement-plans/): Retirement isn’t just a milestone. It’s the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms. But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life? That’s an especially important question right now. Just in the past five years, the cost of living has jumped by 23% according to the Bureau of Labor Statistics (BLS). That’s based […]
- [The Truth About Newly Built Homes and Today’s Market](https://offmarkethaven.com/the-truth-about-newly-built-homes-and-todays-market/): Headlines are talking about the inventory of new homes and how we’re back at the levels not seen since 2009. And maybe you’re reading that and thinking: oh no, here we go again. That’s because you remember the housing crash of the late 2000s and you’re worried we’re repeating the same mistakes. But before you let fear take hold, remember: headlines are designed to be clickbait. And a lot of the time, they do more to terrify than clarify. That’s because they don’t always give you all the context you need. So, let’s take a step back and look at […]
- [House Hunting Just Got Easier – Here’s Why](https://offmarkethaven.com/house-hunting-just-got-easier-heres-why/): If you’ve been frustrated by the lack of homes for sale over the past few years, here’s some good news. You have more options, so it may finally be time to kick off your home search again. As Daryl Fairweather, Chief Economist at Redfin, explains: “Now is the best time to buy in the last two years. Mortgage rates are comparable to what they were two years ago, and prices remain high. However, there is significantly more inventory . . .” The number of homes for sale has grown compared to last year, and even more options are on the […]
- [Things To Avoid After You Apply for a Mortgage](https://offmarkethaven.com/things-to-avoid-after-you-apply-for-a-mortgage/): Some Highlights Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application.Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t buy appliances or furniture for your next home yet either.The best tip of all? Before you do anything financial in nature, talk to your lender first.
- [The #1 Thing Sellers Need To Know About Their Asking Price](https://offmarkethaven.com/the-1-thing-sellers-need-to-know-about-their-asking-price/): When you put your house on the market, you want to sell it quickly and for the best price possible; that’s generally the goal. But too many sellers are shooting too high right now. They don’t realize the market has shifted as inventory has grown. The side effect? Price cuts are on the rise, but they really don’t have to be. Here’s why. According to data from Realtor.com, in February, price cuts were the highest they’ve been in any other February since 2019 (see graph below): If you consider that 2019 was the last true normal year for the housing […]
- [Townhomes: A Smart Solution for Today’s First-Time Buyers](https://offmarkethaven.com/townhomes-a-smart-solution-for-todays-first-time-buyers/): Buying your first home in today’s market can feel tough. Between high home prices and mortgage rates, affordability is still a big challenge. And some buyers are making one simple trade-off that’s getting them in the door faster: square footage. According to the National Association of Home Builders (NAHB), 35% of buyers are willing to purchase something smaller to make homeownership happen. And one place you can usually find a smaller footprint (and sometimes better affordability) is in townhomes. Why Townhomes Are Gaining Popularity Townhomes typically cost less than single-family homes due to their more limited size. And that’s a […]
- [Here’s What a Recession Could Mean for the Housing Market](https://offmarkethaven.com/heres-what-a-recession-could-mean-for-the-housing-market/): Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show what’s happened in housing for each recession going all the way back to the 1980s. A Recession Doesn’t Mean Home Prices Will Fall Many people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time we […]
- [Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again](https://offmarkethaven.com/paused-your-moving-plans-heres-why-it-might-be-time-to-hit-play-again/): Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a rollercoaster. All of that made it really hard to find a home you loved – and could afford. But guess what? The market is shifting. So, if you paused your moving plans in 2024, it might be time to hit play again. Here’s why. More Inventory Opens Up More Options Even if you could make the numbers work, the lack of available homes in recent […]
- [National Housing Trends To Watch](https://offmarkethaven.com/national-housing-trends-to-watch/): Some Highlights At a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell.Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.
- [Buyers Have More Negotiation Power – Here’s How To Use It](https://offmarkethaven.com/buyers-have-more-negotiation-power-heres-how-to-use-it/): You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you. You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your purchase – if you know what levers to pull during negotiation. Why an Agent Is an Essential Part of the Negotiation Process The complicated part is knowing what is […]
- [Why Pre-Approval Is More Important Than Ever This Spring](https://offmarkethaven.com/why-pre-approval-is-more-important-than-ever-this-spring/): Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage. Some buyers think they can wait until they’ve found a home they love before talking to a lender. But in a season where homes can sell fast, that’s a risky move. Getting pre-approved before you start your search is a much better bet. Here’s what you need to […]
- [The Best Week To List Your House Is Almost Here – Are You Ready?](https://offmarkethaven.com/the-best-week-to-list-your-house-is-almost-here-are-you-ready/): If selling your house is on your to-do list this year, the time to start prepping is now. That’s because experts say the best week to list your house is coming up fast. A recent Realtor.com study analyzed years of housing market trends (excluding 2020 since it was an outlier) and found that April 13–19 is expected to be the ideal window to put your house on the market this year: “. . . we’ve identified April 13-19 as the best week to list for sellers . . . a seller listing a well-priced, move-in ready home is likely to […]
- [4 Things To Expect from the Spring Housing Market](https://offmarkethaven.com/4-things-to-expect-from-the-spring-housing-market/): Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move. 1. There Are More Homes for Sale After a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from Realtor.com, active listings are up 27.5% compared to this time last year. Look at the graph below and follow the green line for 2025. […]
- [Your Roadmap to Homeownership](https://offmarkethaven.com/your-roadmap-to-homeownership/): Some Highlights Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ​From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Connect with an agent so you have help every step along the way.​
- [How Buying or Selling a Home Helps Your Local Economy](https://offmarkethaven.com/how-buying-or-selling-a-home-helps-your-local-economy/): Whether you’re buying or selling a house, here’s something to think about that most people don’t. Your decision doesn’t just impact your life and your family’s, it sparks a ripple effect that has a positive impact on your entire community. Every year, the National Association of Realtors (NAR) puts out a report that breaks down the financial impact that comes from people buying and selling homes. The data shows that if you buy an existing (previously lived-in) home, you’re giving the local economy a boost of just over $60K. And if you buy a newly built home, that number goes […]
- [What You Need To Know About Homeowner’s Insurance](https://offmarkethaven.com/what-you-need-to-know-about-homeowners-insurance/): Homeowner’s insurance is a must-have to protect what’s probably your biggest investment – your home. And while you never want to think about worst-case scenarios, the right coverage is basically your safety net if something goes wrong. Here’s how it helps you. Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, or other covered events, your policy helps pay for repairs or even a full rebuild.Protects Your Belongings: Many policies can also cover personal items like furniture, electronics, and clothing if they’re stolen or damaged.Provides Liability Coverage: If someone gets injured on your property, homeowner’s insurance […]
- [Is It Time To Put Your House Back on the Market?](https://offmarkethaven.com/is-it-time-to-put-your-house-back-on-the-market/): If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see graph below): Whether it was because offers weren’t coming in, the timing around the holidays felt overwhelming, or they wanted to see if the market would improve in the new year – a lot of other homeowners decided to press pause, too. But now, with […]
- [Rising Inventory Means This Spring Could Be Your Moment](https://offmarkethaven.com/rising-inventory-means-this-spring-could-be-your-moment/): Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down. 1. You Have More Homes To Choose From The number of homes for sale this February was higher than it’s been in any of the past five Februarys – and that’s great news for your home search. The graph below uses the latest data from Realtor.com to show the supply of homes on […]
- [What You Need To Know About Pre-Approval](https://offmarkethaven.com/what-you-need-to-know-about-pre-approval/): Some Highlights Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers.​Connect with a trusted lender to get the process started.
- [Is the Housing Market Starting To Balance Out?](https://offmarkethaven.com/is-the-housing-market-starting-to-balance-out/): For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas. So, is the market finally balancing out? And does that mean buyers will have it a bit easier now? Here’s what you need to know. What Makes It a Buyer’s Market or a Seller’s Market? It all comes down to how many homes are for sale in an area […]
- [Buying Your First Home? It’s Okay To Feel Nervous](https://offmarkethaven.com/buying-your-first-home-its-okay-to-feel-nervous/): Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if I lose my job? Here’s the thing: every first-time homebuyer has these thoughts. The homebuying process has always been a mix of excitement and nerves, and that’s completely normal. Here’s some information that can give you a bit of perspective, so you don’t have these […]
- [Mortgage Rates Hit Lowest Point So Far This Year](https://offmarkethaven.com/mortgage-rates-hit-lowest-point-so-far-this-year/): If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in. Mortgage rates have been declining for seven straight weeks now, according to data from Freddie Mac. And the average weekly rate is now at the lowest level so far this year (see graph below): While that may not sound like a significant shift, it is noteworthy. Because the meaningful drop from over 7% to the mid-6’s […]
- [Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up](https://offmarkethaven.com/should-i-buy-a-home-right-now-experts-say-prices-are-only-going-up/): At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.” That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall or trying to time the market for that perfect rate. But here’s the truth: waiting for the right moment could cost you in the long run. Home Prices Are Still Rising – Just at a More Normal Pace The idea that prices will drop dramatically […]
- [Do You Know What Your House Is Really Worth?](https://offmarkethaven.com/do-you-know-what-your-house-is-really-worth/): Some Highlights Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ​Nationally, prices are up nearly 60% since 2019. ​And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move.If you want to know how much your home is worth in today’s market, reach out to a local agent.​ The number may surprise you.
- [Is It a Good Time to Buy a Home?](https://offmarkethaven.com/is-it-a-good-time-to-buy-a-home/): Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision — and you don’t have to do it alone. That’s where your trusted local REMAX® agent comes in.
- [5 Spring Home Maintenance Tasks You Don’t Want to Forget](https://offmarkethaven.com/5-spring-home-maintenance-tasks-you-dont-want-to-forget/): Spring is a season of renewal, and as a homeowner, it’s easy to get swept up in the day-to-day of life. But maintaining your home is an important part of protecting the long-term value of your investment. So, whether you own a home already or you’re planning to become a homeowner this year, here are five essential spring home maintenance tasks you don’t want to overlook. Save this as your helpful resource to come back to year after year. 1. Clean Your Gutters Winter weather can leave behind debris, like leaves and twigs, clogging your gutters. If water can’t flow […]
- [Preapproval Is the Homebuying Step You Can’t Afford to Skip](https://offmarkethaven.com/preapproval-is-the-homebuying-step-you-cant-afford-to-skip/): There’s one essential step in the homebuying process you may not know a whole lot about, and that’s preapproval. Here’s a rundown on what it is and why it’s so important to take care of before you start looking at homes with your REMAX® agent. What Is Preapproval?  Preapproval is like getting the green light from a lender. It gives you a sense of how much they’re willing to let you borrow for your home loan. To determine that number, a lender starts by looking at your financial history. Here are some of the documents they may ask you for […]
- [Pre-Approval Is the Homebuying Step You Can’t Afford To Skip](https://offmarkethaven.com/pre-approval-is-the-homebuying-step-you-cant-afford-to-skip/): There’s one essential step in the homebuying process you may not know a whole lot about, and that’s pre-approval. Here’s a rundown on what it is and why it’s so important to take care of before you start looking at homes with your RE/MAX® agent.  What Is Pre-Approval? Pre-approval is like getting the green light from a lender. It gives you a sense of how much they’re willing to let you borrow for your home loan. To determine that number, a lender starts by looking at your financial history. Here are some of the documents they may ask you for […]
- [We Are Testing Production Newsletter](https://offmarkethaven.com/we-are-testing-production-newsletter/): After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the latest forecasts. And if you’ve been thinking about making a move, that means the uncertainty that could’ve been throwing off your plans may be coming to a close.  Here’s a look at the latest expert forecasts on two of the biggest factors expected to shape the market in the year ahead.  Will Mortgage Rates Come Down?  Everyone’s keeping an eye on mortgage rates, and they’re projected […]
- [Why the Average Homeowner Has $319K in Equity](https://offmarkethaven.com/why-the-average-homeowner-has-319k-in-equity/): If you already own a home, have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile of equity — maybe even more than you realize. What Is Home Equity? Home equity is the difference between what your house is worth and what you owe on your mortgage. For example, if your house is worth $500,000 and you still owe $200,000 on […]
- [The Latest Forecasts for the 2025 Housing Market](https://offmarkethaven.com/the-latest-forecasts-for-the-2025-housing-market/): After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the latest forecasts. And if you’ve been thinking about making a move, that means the uncertainty that could’ve been throwing off your plans may be coming to a close.  Here’s a look at the latest expert forecasts on two of the biggest factors expected to shape the market in the year ahead.  Will Mortgage Rates Come Down?  Everyone’s keeping an eye on mortgage rates, and they’re projected […]
- [Headed Back Into the Office? You May Decide To Move](https://offmarkethaven.com/headed-back-into-the-office-you-may-decide-to-move/): It’s no secret that remote work has surged over the last few years. And that flexibility gave a lot of people the freedom to move — and work — from wherever they wanted. But now, a growing number of companies are requiring employees to return to the office. And that’s leading some people to make decisions about where they live and if they need to move. How Return-to-Work Policies Are Impacting Housing During the rise of remote work, a lot of employees took the opportunity to move away from expensive or crowded city centers. Some opted for suburban neighborhoods and […]
- [Why a Pre-Listing Inspection May Be Worth It in Today’s Market](https://offmarkethaven.com/why-a-pre-listing-inspection-may-be-worth-it-in-todays-market/): Selling a house comes with a lot of moving pieces, and the last thing you want is a deal falling apart over unexpected repairs uncovered during the buyer’s inspection. That’s why it pays to anticipate potential issues before buyers ever step through the door. And one way to do that is with a pre-listing inspection. What Is a Pre-Listing Inspection?  A pre-listing inspection is essentially a professional home inspection you schedule before putting your house on the market. Just like the inspections your buyer will do after making an offer, this process identifies any issues with the condition of your […]
- [More Buyers Are Making Moves — Is It Time To Sell?](https://offmarkethaven.com/more-buyers-are-making-moves-is-it-time-to-sell/): More people are taking steps to buy a home. And, if you’ve been waiting for the right time to move, this may be the sign you’ve been looking for. For the past few years, a lot of would-be homebuyers hit pause on their plans. With rising mortgage rates and affordability challenges, buying just didn’t seem doable. But now, more of them are getting back out there. That’s because they’re getting used to the fact that this may be the new normal for the market – especially as forecasts show mortgage rates may be starting to stabilize. According to the National […]
- [Is a Newly Built Home Right for You? The Pros and Cons](https://offmarkethaven.com/is-a-newly-built-home-right-for-you-the-pros-and-cons/): When searching for a home, you don’t want to skip over new builds as an option. Right now, there are more newly built homes to choose from than there would normally be in the market. And those added choices come with some pretty incredible benefits. Talking to your agent is the best way to see if this type of home makes sense for you. Here’s a quick rundown of some things your agent will walk you through – including a few of the top perks of buying a newly built home today and some potential things you’ll want to think […]
- [Is It Better To Rent or Buy a Home Today?](https://offmarkethaven.com/is-it-better-to-rent-or-buy-a-home-today/): Some Highlights A study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.​Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership. What’s your #1 reason for wanting to buy?
- [Do You Know How Much Your Home Is Worth?](https://offmarkethaven.com/do-you-know-how-much-your-home-is-worth/): Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home? Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a bigger-than-expected payday when you list. So, how much has your home’s value really changed? Let’s break it down. The Rapid Rise of the Past 5 Years Typically, home prices go up by about 2-5% a year. But in […]
- [Is an Accessory Dwelling Unit Right for You? Here’s What To Know](https://offmarkethaven.com/is-an-accessory-dwelling-unit-right-for-you-heres-what-to-know/): Are you having a hard time finding the right home in your budget? Or maybe you already own a home but could use some extra income or a designated space for aging loved ones. Either way, accessory dwelling units (ADUs) could be the smart solution you’ve been looking for in today’s market. What Is an ADU? According to Fannie Mae, an ADU is a small, separate living space that’s on the same lot as a single-family home. It must include its own areas for living, sleeping, cooking, and bathrooms independent of the main house. And they can take shape in […]
- [Are Investors Actually Buying Up All the Homes?](https://offmarkethaven.com/are-investors-actually-buying-up-all-the-homes/): Are you trying to buy a home but you feel like you’re up against deep-pocketed Wall Street investors snatching up everything in sight? Many people believe mega investors are driving up prices and buying up all the homes for sale, and that’s making it hard for regular buyers like you to compete. But here’s the truth. Investor purchases are actually on the decline, and the big players aren’t nearly as active as you might think. Let’s dive into the facts and put this myth to rest. Most Investors Are Small, Not Mega Investors A common misconception is that massive institutional […]
- [How To Buy a Home Without Waiting for Lower Rates](https://offmarkethaven.com/how-to-buy-a-home-without-waiting-for-lower-rates/): Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make buying a home more affordable. How Much Will Rates Drop? A few months ago, experts were forecasting mortgage rates could dip below 6% by the end of the year. But recent projections suggest that may not happen after all. While mortgage rates are still expected […]
- [Should I Update My House Before I Sell It?](https://offmarkethaven.com/should-i-update-my-house-before-i-sell-it/): Some Highlights With more homes for sale and buyers being more selective, it’s smart to make strategic updates.​ But how do you decide what’s worth doing? ​You lean on an agent.An agent will be able to tell you what buyers want, quick wins that’ll have a big impact, and what projects have the best ROI.What projects are on your to-do list before selling? With only a month left before spring, connect with a local agent so you know what’s worth the time and effort. 
- [Seller Concessions: A Smart Strategy To Get Your House Sold](https://offmarkethaven.com/seller-concessions-a-smart-strategy-to-get-your-house-sold/): For the past few years, it’s been mostly a seller’s market. But dynamics are shifting as the number of homes for sale grows. And that means that the market is balancing out a bit. As a result, some sellers are finding they need to be more flexible to close a deal. One strategy that can help? Offering concessions. As the National Association of Realtors (NAR) explains: “As home inventory begins to grow and buyers regain some advantage in the market, sellers may consider offering more in negotiations to make the deal more attractive and get to the closing table.” What […]
- [The Return to Urban Living — Why More People Are Moving Back to Cities](https://offmarkethaven.com/the-return-to-urban-living-why-more-people-are-moving-back-to-cities/): After years of suburban and rural migration during the pandemic, cities have been making a comeback in the past couple of years. According to the National Association of Realtors (NAR), the percentage of people moving to cities has risen to 16%. While that may not sound like a big number to you, it is the highest level in a decade – and that’s a big deal (see graph below): And data from BrightMLS seems to confirm this trend. In a recent survey, 1 in 5 (20.6%) people looking to buy say they want to live in the city. So, what’s […]
- [Buying a Home May Help Shield You from Inflation](https://offmarkethaven.com/buying-a-home-may-help-shield-you-from-inflation/): It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods, services, and more. And with rising costs all around you, you’re probably questioning: is now really the right time to buy a home? Here’s the good news. Owning a home is actually one of the best ways to protect yourself from the rising costs that come with inflation. A Fixed Mortgage Protects You from Rising Housing Costs One of the key benefits of homeownership is that when you buy a […]
- [Are You Asking Yourself These Questions About Selling Your House?](https://offmarkethaven.com/are-you-asking-yourself-these-questions-about-selling-your-house/): Some homeowners hesitate to sell because they’ve got unanswered questions that hold them back. But a lot of times their concerns are based on misconceptions, not facts. And if they’d just talk to an agent about it, they’d see these doubts aren’t necessarily a hurdle at all. If uncertainty is keeping you from making a move, it’s time to get the real answers. The ones you deserve. And to take the pressure off, you don’t have to ask the questions, because here’s the data that answers them. 1. Is It Even a Good Idea To Move Right Now?  If you own […]
- [Why You’ll Love Owning a Home](https://offmarkethaven.com/why-youll-love-owning-a-home/): Some Highlights Owning a home comes with many benefits, both non-financial and financial.From the sense of accomplishment and freedom of expression, to growing your net worth, it’s easy to fall in love with homeownership.What’s the top reason you’d love to own a home? Connect with an agent to come up with a plan that makes it possible.
- [The Secret To Selling This Spring: Start the Prep Work Now](https://offmarkethaven.com/the-secret-to-selling-this-spring-start-the-prep-work-now/): Spring is the busiest season in the housing market. It’s the time of year when buyers are most active – that means it’s when homes sell faster and for top dollar. If you’ve already got a move on your mind, why not list this spring and take advantage of the added buyer demand? Since spring is just around the corner, now’s the time to start getting your house market-ready. You’ve got just over a month to do the prep work. And while that may sound like a decent amount of time, it’s going to go by quickly. And you won’t […]
- [Breaking Into the Market: Smart Moves for First-Time Buyers](https://offmarkethaven.com/breaking-into-the-market-smart-moves-for-first-time-buyers/): If you’re like a lot of aspiring homebuyers, there’s a major hurdle standing in your way — the cost of living. From groceries to gas, eggs, and just about everything else, prices have gone up. And that rings true for home prices, too. But even when everything feels expensive, there are still ways to make homeownership more than an item on your wish list. You may just need to think about where you plan to buy a bit differently. Think of Your First Home as a Stepping Stone  One of the biggest misconceptions among buyers is that their first home has […]

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